diff --git a/composeApp/src/commonMain/composeResources/values/strings.xml b/composeApp/src/commonMain/composeResources/values/strings.xml
index 99862c0..92a57eb 100644
--- a/composeApp/src/commonMain/composeResources/values/strings.xml
+++ b/composeApp/src/commonMain/composeResources/values/strings.xml
@@ -713,6 +713,15 @@
     <string name="onboarding_feature_widgets_title">Home Screen Widgets</string>
     <string name="onboarding_feature_widgets_desc">Quick access to tasks and reminders directly from your home screen</string>
 
+    <!-- Onboarding - Location -->
+    <string name="onboarding_location_title">Where is your home?</string>
+    <string name="onboarding_location_subtitle">We\'ll suggest maintenance tasks specific to your area\'s climate</string>
+    <string name="onboarding_location_use_my_location">Use My Location</string>
+    <string name="onboarding_location_detecting">Detecting...</string>
+    <string name="onboarding_location_enter_zip">Enter ZIP code instead</string>
+    <string name="onboarding_location_enter_zip_prompt">Enter your ZIP code</string>
+    <string name="onboarding_location_zip_placeholder">ZIP Code</string>
+
     <!-- Onboarding - Name Residence -->
     <string name="onboarding_name_residence_title">Name Your Home</string>
     <string name="onboarding_name_residence_subtitle">Give your property a name to help you identify it</string>
diff --git a/composeApp/src/commonMain/kotlin/com/example/casera/network/APILayer.kt b/composeApp/src/commonMain/kotlin/com/example/casera/network/APILayer.kt
index ca6cd2b..45b558c 100644
--- a/composeApp/src/commonMain/kotlin/com/example/casera/network/APILayer.kt
+++ b/composeApp/src/commonMain/kotlin/com/example/casera/network/APILayer.kt
@@ -1192,6 +1192,15 @@ object APILayer {
         } ?: ApiResult.Error("Task template not found")
     }
 
+    /**
+     * Get task templates filtered by climate region.
+     * Accepts either a state abbreviation or ZIP code — backend resolves to climate zone.
+     * This calls the API directly since regional templates are not cached in seeded data.
+     */
+    suspend fun getRegionalTemplates(state: String? = null, zip: String? = null): ApiResult<List<TaskTemplate>> {
+        return taskTemplateApi.getTemplatesByRegion(state = state, zip = zip)
+    }
+
     // ==================== Auth Operations ====================
 
     suspend fun login(request: LoginRequest): ApiResult<AuthResponse> {
diff --git a/composeApp/src/commonMain/kotlin/com/example/casera/network/ApiConfig.kt b/composeApp/src/commonMain/kotlin/com/example/casera/network/ApiConfig.kt
index f4bc03e..c190066 100644
--- a/composeApp/src/commonMain/kotlin/com/example/casera/network/ApiConfig.kt
+++ b/composeApp/src/commonMain/kotlin/com/example/casera/network/ApiConfig.kt
@@ -9,7 +9,7 @@ package com.example.casera.network
  */
 object ApiConfig {
     // ⚠️ CHANGE THIS TO TOGGLE ENVIRONMENT ⚠️
-    val CURRENT_ENV = Environment.DEV
+    val CURRENT_ENV = Environment.LOCAL
 
     enum class Environment {
         LOCAL,
diff --git a/composeApp/src/commonMain/kotlin/com/example/casera/network/TaskTemplateApi.kt b/composeApp/src/commonMain/kotlin/com/example/casera/network/TaskTemplateApi.kt
index d0ea050..38209c2 100644
--- a/composeApp/src/commonMain/kotlin/com/example/casera/network/TaskTemplateApi.kt
+++ b/composeApp/src/commonMain/kotlin/com/example/casera/network/TaskTemplateApi.kt
@@ -84,6 +84,27 @@ class TaskTemplateApi(private val client: HttpClient = ApiClient.httpClient) {
         }
     }
 
+    /**
+     * Get templates filtered by climate region.
+     * Accepts either a state abbreviation or ZIP code — backend resolves to climate zone.
+     */
+    suspend fun getTemplatesByRegion(state: String? = null, zip: String? = null): ApiResult<List<TaskTemplate>> {
+        return try {
+            val response = client.get("$baseUrl/tasks/templates/by-region/") {
+                state?.let { parameter("state", it) }
+                zip?.let { parameter("zip", it) }
+            }
+
+            if (response.status.isSuccess()) {
+                ApiResult.Success(response.body())
+            } else {
+                ApiResult.Error("Failed to fetch regional templates", response.status.value)
+            }
+        } catch (e: Exception) {
+            ApiResult.Error(e.message ?: "Unknown error occurred")
+        }
+    }
+
     /**
      * Get a single template by ID
      */
diff --git a/composeApp/src/commonMain/kotlin/com/example/casera/ui/screens/onboarding/OnboardingLocationContent.kt b/composeApp/src/commonMain/kotlin/com/example/casera/ui/screens/onboarding/OnboardingLocationContent.kt
new file mode 100644
index 0000000..a2a9427
--- /dev/null
+++ b/composeApp/src/commonMain/kotlin/com/example/casera/ui/screens/onboarding/OnboardingLocationContent.kt
@@ -0,0 +1,133 @@
+package com.example.casera.ui.screens.onboarding
+
+import androidx.compose.foundation.layout.*
+import androidx.compose.foundation.shape.RoundedCornerShape
+import androidx.compose.foundation.text.KeyboardOptions
+import androidx.compose.material.icons.Icons
+import androidx.compose.material.icons.filled.ArrowForward
+import androidx.compose.material.icons.filled.LocationOn
+import androidx.compose.material3.*
+import androidx.compose.runtime.*
+import androidx.compose.ui.Alignment
+import androidx.compose.ui.Modifier
+import androidx.compose.ui.text.font.FontWeight
+import androidx.compose.ui.text.input.KeyboardType
+import androidx.compose.ui.text.style.TextAlign
+import androidx.compose.ui.unit.dp
+import com.example.casera.ui.theme.*
+import com.example.casera.viewmodel.OnboardingViewModel
+import casera.composeapp.generated.resources.*
+import org.jetbrains.compose.resources.stringResource
+
+/**
+ * Onboarding step that collects the user's ZIP code to suggest
+ * region-specific maintenance tasks. The backend handles all
+ * ZIP → state → climate zone resolution.
+ */
+@Composable
+fun OnboardingLocationContent(
+    viewModel: OnboardingViewModel,
+    onLocationDetected: (String) -> Unit,
+    onSkip: () -> Unit
+) {
+    var zipCode by remember { mutableStateOf("") }
+
+    WarmGradientBackground(
+        modifier = Modifier.fillMaxSize()
+    ) {
+        Column(
+            modifier = Modifier
+                .fillMaxSize()
+                .padding(horizontal = OrganicSpacing.xl),
+            horizontalAlignment = Alignment.CenterHorizontally
+        ) {
+            Spacer(modifier = Modifier.weight(1f))
+
+            // Header with icon
+            Column(
+                horizontalAlignment = Alignment.CenterHorizontally,
+                verticalArrangement = Arrangement.spacedBy(OrganicSpacing.lg)
+            ) {
+                OrganicIconContainer(
+                    icon = Icons.Default.LocationOn,
+                    size = 100.dp,
+                    iconSize = 50.dp,
+                    contentDescription = null
+                )
+
+                Column(
+                    horizontalAlignment = Alignment.CenterHorizontally,
+                    verticalArrangement = Arrangement.spacedBy(OrganicSpacing.sm)
+                ) {
+                    Text(
+                        text = stringResource(Res.string.onboarding_location_title),
+                        style = MaterialTheme.typography.headlineMedium,
+                        fontWeight = FontWeight.Bold,
+                        color = MaterialTheme.colorScheme.onBackground,
+                        textAlign = TextAlign.Center
+                    )
+
+                    Text(
+                        text = stringResource(Res.string.onboarding_location_subtitle),
+                        style = MaterialTheme.typography.bodyLarge,
+                        color = MaterialTheme.colorScheme.onSurfaceVariant,
+                        textAlign = TextAlign.Center
+                    )
+                }
+            }
+
+            Spacer(modifier = Modifier.height(OrganicSpacing.xl * 2))
+
+            // ZIP code input
+            Text(
+                text = stringResource(Res.string.onboarding_location_enter_zip_prompt),
+                style = MaterialTheme.typography.bodyMedium,
+                color = MaterialTheme.colorScheme.onSurfaceVariant,
+                fontWeight = FontWeight.Medium
+            )
+
+            Spacer(modifier = Modifier.height(OrganicSpacing.md))
+
+            OutlinedTextField(
+                value = zipCode,
+                onValueChange = { newValue ->
+                    // Only allow digits, max 5 characters
+                    if (newValue.length <= 5 && newValue.all { it.isDigit() }) {
+                        zipCode = newValue
+                    }
+                },
+                placeholder = {
+                    Text(
+                        stringResource(Res.string.onboarding_location_zip_placeholder),
+                        color = MaterialTheme.colorScheme.onSurfaceVariant.copy(alpha = 0.6f)
+                    )
+                },
+                modifier = Modifier.width(180.dp),
+                shape = RoundedCornerShape(OrganicRadius.md),
+                singleLine = true,
+                textStyle = MaterialTheme.typography.headlineSmall.copy(
+                    fontWeight = FontWeight.SemiBold,
+                    textAlign = TextAlign.Center
+                ),
+                keyboardOptions = KeyboardOptions(keyboardType = KeyboardType.Number),
+                colors = OutlinedTextFieldDefaults.colors(
+                    focusedBorderColor = MaterialTheme.colorScheme.primary,
+                    unfocusedBorderColor = MaterialTheme.colorScheme.outline.copy(alpha = 0.5f)
+                )
+            )
+
+            Spacer(modifier = Modifier.weight(1f))
+
+            // Continue button — passes ZIP directly to backend for resolution
+            OrganicPrimaryButton(
+                text = stringResource(Res.string.onboarding_continue),
+                onClick = { onLocationDetected(zipCode) },
+                modifier = Modifier.fillMaxWidth(),
+                enabled = zipCode.length == 5,
+                icon = Icons.Default.ArrowForward
+            )
+
+            Spacer(modifier = Modifier.height(OrganicSpacing.xl * 2))
+        }
+    }
+}
diff --git a/composeApp/src/commonMain/kotlin/com/example/casera/ui/screens/onboarding/OnboardingScreen.kt b/composeApp/src/commonMain/kotlin/com/example/casera/ui/screens/onboarding/OnboardingScreen.kt
index bc48b9b..d1aec9e 100644
--- a/composeApp/src/commonMain/kotlin/com/example/casera/ui/screens/onboarding/OnboardingScreen.kt
+++ b/composeApp/src/commonMain/kotlin/com/example/casera/ui/screens/onboarding/OnboardingScreen.kt
@@ -104,7 +104,7 @@ fun OnboardingScreen(
                                     viewModel.goToStep(OnboardingStep.JOIN_RESIDENCE)
                                 } else {
                                     viewModel.createResidence()
-                                    viewModel.goToStep(OnboardingStep.FIRST_TASK)
+                                    viewModel.goToStep(OnboardingStep.RESIDENCE_LOCATION)
                                 }
                             } else {
                                 viewModel.nextStep()
@@ -119,7 +119,7 @@ fun OnboardingScreen(
                                 viewModel.goToStep(OnboardingStep.JOIN_RESIDENCE)
                             } else {
                                 viewModel.createResidence()
-                                viewModel.goToStep(OnboardingStep.FIRST_TASK)
+                                viewModel.goToStep(OnboardingStep.RESIDENCE_LOCATION)
                             }
                         }
                     )
@@ -129,6 +129,15 @@ fun OnboardingScreen(
                         onJoined = { viewModel.nextStep() }
                     )
 
+                    OnboardingStep.RESIDENCE_LOCATION -> OnboardingLocationContent(
+                        viewModel = viewModel,
+                        onLocationDetected = { zip ->
+                            viewModel.loadRegionalTemplates(zip)
+                            viewModel.nextStep()
+                        },
+                        onSkip = { viewModel.nextStep() }
+                    )
+
                     OnboardingStep.FIRST_TASK -> OnboardingFirstTaskContent(
                         viewModel = viewModel,
                         onTasksAdded = { viewModel.nextStep() }
@@ -154,6 +163,7 @@ private fun OnboardingNavigationBar(
     val showBackButton = when (currentStep) {
         OnboardingStep.WELCOME,
         OnboardingStep.JOIN_RESIDENCE,
+        OnboardingStep.RESIDENCE_LOCATION,
         OnboardingStep.FIRST_TASK,
         OnboardingStep.SUBSCRIPTION_UPSELL -> false
         else -> true
@@ -162,6 +172,7 @@ private fun OnboardingNavigationBar(
     val showSkipButton = when (currentStep) {
         OnboardingStep.VALUE_PROPS,
         OnboardingStep.JOIN_RESIDENCE,
+        OnboardingStep.RESIDENCE_LOCATION,
         OnboardingStep.FIRST_TASK,
         OnboardingStep.SUBSCRIPTION_UPSELL -> true
         else -> false
@@ -170,6 +181,7 @@ private fun OnboardingNavigationBar(
     val showProgressIndicator = when (currentStep) {
         OnboardingStep.WELCOME,
         OnboardingStep.JOIN_RESIDENCE,
+        OnboardingStep.RESIDENCE_LOCATION,
         OnboardingStep.FIRST_TASK,
         OnboardingStep.SUBSCRIPTION_UPSELL -> false
         else -> true
@@ -182,6 +194,7 @@ private fun OnboardingNavigationBar(
         OnboardingStep.CREATE_ACCOUNT -> 3
         OnboardingStep.VERIFY_EMAIL -> 4
         OnboardingStep.JOIN_RESIDENCE -> 4
+        OnboardingStep.RESIDENCE_LOCATION -> 4
         OnboardingStep.FIRST_TASK -> 4
         OnboardingStep.SUBSCRIPTION_UPSELL -> 4
     }
diff --git a/composeApp/src/commonMain/kotlin/com/example/casera/viewmodel/OnboardingViewModel.kt b/composeApp/src/commonMain/kotlin/com/example/casera/viewmodel/OnboardingViewModel.kt
index b33728b..cf66d3e 100644
--- a/composeApp/src/commonMain/kotlin/com/example/casera/viewmodel/OnboardingViewModel.kt
+++ b/composeApp/src/commonMain/kotlin/com/example/casera/viewmodel/OnboardingViewModel.kt
@@ -8,6 +8,7 @@ import com.example.casera.models.LoginRequest
 import com.example.casera.models.RegisterRequest
 import com.example.casera.models.ResidenceCreateRequest
 import com.example.casera.models.TaskCreateRequest
+import com.example.casera.models.TaskTemplate
 import com.example.casera.models.VerifyEmailRequest
 import com.example.casera.network.ApiResult
 import com.example.casera.network.APILayer
@@ -35,6 +36,7 @@ enum class OnboardingStep {
     CREATE_ACCOUNT,
     VERIFY_EMAIL,
     JOIN_RESIDENCE,
+    RESIDENCE_LOCATION,
     FIRST_TASK,
     SUBSCRIPTION_UPSELL
 }
@@ -80,6 +82,14 @@ class OnboardingViewModel : ViewModel() {
     private val _createTasksState = MutableStateFlow<ApiResult<Unit>>(ApiResult.Idle)
     val createTasksState: StateFlow<ApiResult<Unit>> = _createTasksState
 
+    // Regional templates state
+    private val _regionalTemplates = MutableStateFlow<ApiResult<List<TaskTemplate>>>(ApiResult.Idle)
+    val regionalTemplates: StateFlow<ApiResult<List<TaskTemplate>>> = _regionalTemplates
+
+    // ZIP code entered during location step (persisted on residence)
+    private val _postalCode = MutableStateFlow("")
+    val postalCode: StateFlow<String> = _postalCode
+
     // Whether onboarding is complete
     private val _isComplete = MutableStateFlow(false)
     val isComplete: StateFlow<Boolean> = _isComplete
@@ -116,10 +126,11 @@ class OnboardingViewModel : ViewModel() {
                 if (_userIntent.value == OnboardingIntent.JOIN_EXISTING) {
                     OnboardingStep.JOIN_RESIDENCE
                 } else {
-                    OnboardingStep.FIRST_TASK
+                    OnboardingStep.RESIDENCE_LOCATION
                 }
             }
             OnboardingStep.JOIN_RESIDENCE -> OnboardingStep.SUBSCRIPTION_UPSELL
+            OnboardingStep.RESIDENCE_LOCATION -> OnboardingStep.FIRST_TASK
             OnboardingStep.FIRST_TASK -> OnboardingStep.SUBSCRIPTION_UPSELL
             OnboardingStep.SUBSCRIPTION_UPSELL -> {
                 completeOnboarding()
@@ -161,6 +172,7 @@ class OnboardingViewModel : ViewModel() {
         when (_currentStep.value) {
             OnboardingStep.VALUE_PROPS,
             OnboardingStep.JOIN_RESIDENCE,
+            OnboardingStep.RESIDENCE_LOCATION,
             OnboardingStep.FIRST_TASK -> nextStep()
             OnboardingStep.SUBSCRIPTION_UPSELL -> completeOnboarding()
             else -> {}
@@ -250,7 +262,7 @@ class OnboardingViewModel : ViewModel() {
                     apartmentUnit = null,
                     city = null,
                     stateProvince = null,
-                    postalCode = null,
+                    postalCode = _postalCode.value.takeIf { it.isNotBlank() },
                     country = null,
                     bedrooms = null,
                     bathrooms = null,
@@ -315,6 +327,18 @@ class OnboardingViewModel : ViewModel() {
         }
     }
 
+    /**
+     * Load regional templates by ZIP code (backend resolves ZIP → state → climate zone).
+     * Also stores the ZIP code for later use when creating the residence.
+     */
+    fun loadRegionalTemplates(zip: String) {
+        _postalCode.value = zip
+        viewModelScope.launch {
+            _regionalTemplates.value = ApiResult.Loading
+            _regionalTemplates.value = APILayer.getRegionalTemplates(zip = zip)
+        }
+    }
+
     /**
      * Mark onboarding as complete
      */
@@ -336,6 +360,8 @@ class OnboardingViewModel : ViewModel() {
         _createResidenceState.value = ApiResult.Idle
         _joinResidenceState.value = ApiResult.Idle
         _createTasksState.value = ApiResult.Idle
+        _regionalTemplates.value = ApiResult.Idle
+        _postalCode.value = ""
         _isComplete.value = false
     }
 
diff --git a/iosApp/iosApp/Localizable.xcstrings b/iosApp/iosApp/Localizable.xcstrings
index 756db24..a00c8da 100644
--- a/iosApp/iosApp/Localizable.xcstrings
+++ b/iosApp/iosApp/Localizable.xcstrings
@@ -46,18 +46,6 @@
       "comment" : "A message displayed when a contractor is successfully imported to the user's contacts. The placeholder is replaced with the name of the imported contractor.",
       "isCommentAutoGenerated" : true
     },
-    "%@, %@ %@" : {
-      "comment" : "A label displaying the city, state, and postal code of the residence.",
-      "isCommentAutoGenerated" : true,
-      "localizations" : {
-        "en" : {
-          "stringUnit" : {
-            "state" : "new",
-            "value" : "%1$@, %2$@ %3$@"
-          }
-        }
-      }
-    },
     "%@: %@" : {
       "comment" : "An error message displayed when there was an issue loading tasks for a residence.",
       "isCommentAutoGenerated" : true,
@@ -146,6 +134,9 @@
           }
         }
       }
+    },
+    "12345" : {
+
     },
     "ABC123" : {
 
@@ -5264,6 +5255,9 @@
     },
     "CONFIRM PASSWORD" : {
 
+    },
+    "Continue" : {
+
     },
     "Continue with Free" : {
 
@@ -16992,6 +16986,9 @@
     "Enter your email address and we'll send you a verification code" : {
       "comment" : "A description below the email input field, instructing the user to enter their email address to receive a password reset code.",
       "isCommentAutoGenerated" : true
+    },
+    "Enter your ZIP code so we can suggest\nmaintenance tasks for your climate region." : {
+
     },
     "Error" : {
       "comment" : "The title of an alert that appears when there's an error.",
@@ -17358,6 +17355,9 @@
     },
     "Help improve Casera by sharing anonymous usage data" : {
 
+    },
+    "Here are tasks recommended for your area.\nPick the ones you'd like to track!" : {
+
     },
     "Hour" : {
       "comment" : "A picker for selecting an hour.",
@@ -30125,6 +30125,9 @@
     "Welcome to Your Space" : {
       "comment" : "A welcoming message displayed at the top of the \"Organic Empty Residences\" view.",
       "isCommentAutoGenerated" : true
+    },
+    "Where's your home?" : {
+
     },
     "You now have access to %@." : {
       "comment" : "A message displayed when a user successfully imports a residence, indicating that they now have access to it. The argument is the name of the residence that was imported.",
diff --git a/iosApp/iosApp/Onboarding/OnboardingCoordinator.swift b/iosApp/iosApp/Onboarding/OnboardingCoordinator.swift
index e3758cc..c8d6fa7 100644
--- a/iosApp/iosApp/Onboarding/OnboardingCoordinator.swift
+++ b/iosApp/iosApp/Onboarding/OnboardingCoordinator.swift
@@ -52,7 +52,7 @@ struct OnboardingCoordinator: View {
         }
     }
 
-    /// Creates a residence with the pending name from onboarding, then calls completion
+    /// Creates a residence with the pending name and postal code from onboarding, then calls completion
     private func createResidenceIfNeeded(thenNavigateTo step: OnboardingStep) {
         print("🏠 ONBOARDING: createResidenceIfNeeded called")
         print("🏠 ONBOARDING: userIntent = \(onboardingState.userIntent)")
@@ -66,7 +66,8 @@ struct OnboardingCoordinator: View {
             return
         }
 
-        print("🏠 ONBOARDING: Creating residence with name: \(onboardingState.pendingResidenceName)")
+        let postalCode = onboardingState.pendingPostalCode.isEmpty ? nil : onboardingState.pendingPostalCode
+        print("🏠 ONBOARDING: Creating residence with name: \(onboardingState.pendingResidenceName), zip: \(postalCode ?? "none")")
 
         isCreatingResidence = true
 
@@ -77,7 +78,7 @@ struct OnboardingCoordinator: View {
             apartmentUnit: nil,
             city: nil,
             stateProvince: nil,
-            postalCode: nil,
+            postalCode: postalCode,
             country: nil,
             bedrooms: nil,
             bathrooms: nil,
@@ -104,7 +105,7 @@ struct OnboardingCoordinator: View {
     }
 
     /// Current step index for progress indicator (0-based)
-    /// Flow: Welcome → Features → Name Residence → Create Account → Verify → Tasks → Upsell
+    /// Flow: Welcome → Features → Name → Account → Verify → Location → Tasks → Upsell
     private var currentProgressStep: Int {
         switch onboardingState.currentStep {
         case .welcome: return 0
@@ -113,6 +114,7 @@ struct OnboardingCoordinator: View {
         case .createAccount: return 3
         case .verifyEmail: return 4
         case .joinResidence: return 4
+        case .residenceLocation: return 4
         case .firstTask: return 4
         case .subscriptionUpsell: return 4
         }
@@ -121,7 +123,7 @@ struct OnboardingCoordinator: View {
     /// Whether to show the back button
     private var showBackButton: Bool {
         switch onboardingState.currentStep {
-        case .welcome, .joinResidence, .firstTask, .subscriptionUpsell:
+        case .welcome, .joinResidence, .residenceLocation, .firstTask, .subscriptionUpsell:
             return false
         default:
             return true
@@ -131,7 +133,7 @@ struct OnboardingCoordinator: View {
     /// Whether to show the skip button
     private var showSkipButton: Bool {
         switch onboardingState.currentStep {
-        case .valueProps, .joinResidence, .firstTask, .subscriptionUpsell:
+        case .valueProps, .joinResidence, .residenceLocation, .firstTask, .subscriptionUpsell:
             return true
         default:
             return false
@@ -141,7 +143,7 @@ struct OnboardingCoordinator: View {
     /// Whether to show the progress indicator
     private var showProgressIndicator: Bool {
         switch onboardingState.currentStep {
-        case .welcome, .joinResidence, .firstTask, .subscriptionUpsell:
+        case .welcome, .joinResidence, .residenceLocation, .firstTask, .subscriptionUpsell:
             return false
         default:
             return true
@@ -173,6 +175,9 @@ struct OnboardingCoordinator: View {
         switch onboardingState.currentStep {
         case .valueProps:
             goForward()
+        case .residenceLocation:
+            // Skipping location — still need to create residence (without postal code)
+            createResidenceIfNeeded(thenNavigateTo: .firstTask)
         case .joinResidence, .firstTask:
             goForward()
         case .subscriptionUpsell:
@@ -187,13 +192,14 @@ struct OnboardingCoordinator: View {
         VStack(spacing: 0) {
             // Shared navigation bar - stays static
             HStack {
-                // Back button
+                // Back button — fixed width so progress dots stay centered
                 Button(action: handleBack) {
                     Image(systemName: "chevron.left")
                         .font(.title2)
                         .foregroundColor(Color.appPrimary)
                 }
                 .accessibilityIdentifier(AccessibilityIdentifiers.Onboarding.backButton)
+                .frame(width: 44, alignment: .leading)
                 .opacity(showBackButton ? 1 : 0)
                 .disabled(!showBackButton)
 
@@ -207,7 +213,7 @@ struct OnboardingCoordinator: View {
 
                 Spacer()
 
-                // Skip button
+                // Skip button — fixed width to match back button
                 Button(action: handleSkip) {
                     Text("Skip")
                         .font(.subheadline)
@@ -215,6 +221,7 @@ struct OnboardingCoordinator: View {
                         .foregroundColor(Color.appTextSecondary)
                 }
                 .accessibilityIdentifier(AccessibilityIdentifiers.Onboarding.skipButton)
+                .frame(width: 44, alignment: .trailing)
                 .opacity(showSkipButton ? 1 : 0)
                 .disabled(!showSkipButton)
             }
@@ -268,7 +275,7 @@ struct OnboardingCoordinator: View {
                                 if onboardingState.userIntent == .joinExisting {
                                     goForward(to: .joinResidence)
                                 } else {
-                                    createResidenceIfNeeded(thenNavigateTo: .firstTask)
+                                    goForward(to: .residenceLocation)
                                 }
                             } else {
                                 goForward()
@@ -281,13 +288,10 @@ struct OnboardingCoordinator: View {
                     OnboardingVerifyEmailContent(
                         onVerified: {
                             print("🏠 ONBOARDING: onVerified callback triggered in coordinator")
-                            // NOTE: Do NOT call markVerified() here - it would cause RootView
-                            // to switch to MainTabView before onboarding completes.
-                            // markVerified() is called at the end of onboarding in onComplete.
                             if onboardingState.userIntent == .joinExisting {
                                 goForward(to: .joinResidence)
                             } else {
-                                createResidenceIfNeeded(thenNavigateTo: .firstTask)
+                                goForward(to: .residenceLocation)
                             }
                         }
                     )
@@ -301,6 +305,20 @@ struct OnboardingCoordinator: View {
                     )
                     .transition(navigationTransition)
 
+                case .residenceLocation:
+                    OnboardingLocationContent(
+                        onLocationDetected: { zip in
+                            // Load regional templates in background while creating residence
+                            onboardingState.loadRegionalTemplates(zip: zip)
+                            // Create residence with postal code, then go to first task
+                            createResidenceIfNeeded(thenNavigateTo: .firstTask)
+                        },
+                        onSkip: {
+                            // Handled by handleSkip() above
+                        }
+                    )
+                    .transition(navigationTransition)
+
                 case .firstTask:
                     OnboardingFirstTaskContent(
                         residenceName: onboardingState.pendingResidenceName,
diff --git a/iosApp/iosApp/Onboarding/OnboardingFirstTaskView.swift b/iosApp/iosApp/Onboarding/OnboardingFirstTaskView.swift
index a7837f1..ca1ae8a 100644
--- a/iosApp/iosApp/Onboarding/OnboardingFirstTaskView.swift
+++ b/iosApp/iosApp/Onboarding/OnboardingFirstTaskView.swift
@@ -11,14 +11,91 @@ struct OnboardingFirstTaskContent: View {
     @ObservedObject private var onboardingState = OnboardingState.shared
     @State private var selectedTasks: Set<UUID> = []
     @State private var isCreatingTasks = false
-    @State private var expandedCategory: String? = nil
+    @State private var expandedCategories: Set<String> = []
     @State private var isAnimating = false
     @Environment(\.colorScheme) var colorScheme
 
     /// Maximum tasks allowed for free tier (matches API TierLimits)
     private let maxTasksAllowed = 5
 
-    private let taskCategories: [OnboardingTaskCategory] = [
+    /// Category colors by name (used for both API and fallback templates)
+    private static let categoryColors: [String: Color] = [
+        "hvac": .appPrimary,
+        "safety": .appError,
+        "plumbing": .appSecondary,
+        "landscaping": Color(hex: "#34C759") ?? .green,
+        "exterior": Color(hex: "#34C759") ?? .green,
+        "appliances": .appAccent,
+        "interior": Color(hex: "#AF52DE") ?? .purple,
+        "electrical": .appAccent,
+    ]
+
+    /// Category icons by name
+    private static let categoryIcons: [String: String] = [
+        "hvac": "thermometer.medium",
+        "safety": "shield.checkered",
+        "plumbing": "drop.fill",
+        "landscaping": "leaf.fill",
+        "exterior": "leaf.fill",
+        "appliances": "refrigerator.fill",
+        "interior": "house.fill",
+        "electrical": "bolt.fill",
+    ]
+
+    /// Cached categories — computed once and stored to preserve stable UUIDs
+    @State private var taskCategoriesCache: [OnboardingTaskCategory]? = nil
+
+    /// Uses API-driven regional templates when available, falls back to hardcoded defaults
+    private var taskCategories: [OnboardingTaskCategory] {
+        if let cached = taskCategoriesCache { return cached }
+        if !onboardingState.regionalTemplates.isEmpty {
+            return categoriesFromAPI(onboardingState.regionalTemplates)
+        }
+        return fallbackCategories
+    }
+
+    /// Convert API TaskTemplate list into OnboardingTaskCategory groups
+    private func categoriesFromAPI(_ templates: [TaskTemplate]) -> [OnboardingTaskCategory] {
+        // Group by category name
+        var grouped: [String: [OnboardingTaskTemplate]] = [:]
+        var order: [String] = []
+
+        for template in templates {
+            let catName = template.categoryName
+            let catKey = catName.lowercased()
+            let color = Self.categoryColors[catKey] ?? .appPrimary
+            let icon = template.iconIos.isEmpty ? "wrench.fill" : template.iconIos
+            let freq = template.frequency?.displayName ?? "One time"
+
+            let task = OnboardingTaskTemplate(
+                icon: icon,
+                title: template.title,
+                category: catName.lowercased(),
+                frequency: freq.lowercased(),
+                color: color
+            )
+
+            if grouped[catName] == nil {
+                grouped[catName] = []
+                order.append(catName)
+            }
+            grouped[catName]?.append(task)
+        }
+
+        return order.compactMap { name in
+            guard let tasks = grouped[name] else { return nil }
+            let catKey = name.lowercased()
+            return OnboardingTaskCategory(
+                name: name,
+                icon: Self.categoryIcons[catKey] ?? "wrench.fill",
+                color: Self.categoryColors[catKey] ?? .appPrimary,
+                tasks: tasks
+            )
+        }
+    }
+
+    /// Hardcoded fallback categories when no API templates are available
+    private let fallbackCategories: [OnboardingTaskCategory] = [
         OnboardingTaskCategory(
             name: "HVAC & Climate",
             icon: "thermometer.medium",
@@ -141,6 +218,7 @@ struct OnboardingFirstTaskContent: View {
             }
 
             VStack(spacing: 0) {
+                ScrollViewReader { proxy in
                 ScrollView(showsIndicators: false) {
                     VStack(spacing: OrganicSpacing.comfortable) {
                         // Header with celebration
@@ -208,7 +286,9 @@ struct OnboardingFirstTaskContent: View {
                                 .font(.system(size: 26, weight: .bold, design: .rounded))
                                 .foregroundColor(Color.appTextPrimary)
 
-                            Text("Let's get you started with some tasks.\nThe more you pick, the more we'll help you remember!")
+                            Text(onboardingState.regionalTemplates.isEmpty
+                                ? "Let's get you started with some tasks.\nThe more you pick, the more we'll help you remember!"
+                                : "Here are tasks recommended for your area.\nPick the ones you'd like to track!")
                                 .font(.system(size: 15, weight: .medium))
                                 .foregroundColor(Color.appTextSecondary)
                                 .multilineTextAlignment(.center)
@@ -237,18 +317,27 @@ struct OnboardingFirstTaskContent: View {
                                 OrganicTaskCategorySection(
                                     category: category,
                                     selectedTasks: $selectedTasks,
-                                    isExpanded: expandedCategory == category.name,
+                                    isExpanded: expandedCategories.contains(category.name),
                                     isAtMaxSelection: isAtMaxSelection,
                                     onToggleExpand: {
+                                        let isExpanding = !expandedCategories.contains(category.name)
                                         withAnimation(.spring(response: 0.3)) {
-                                            if expandedCategory == category.name {
-                                                expandedCategory = nil
+                                            if expandedCategories.contains(category.name) {
+                                                expandedCategories.remove(category.name)
                                             } else {
-                                                expandedCategory = category.name
+                                                expandedCategories.insert(category.name)
+                                            }
+                                        }
+                                        if isExpanding {
+                                            DispatchQueue.main.asyncAfter(deadline: .now() + 0.35) {
+                                                withAnimation {
+                                                    proxy.scrollTo(category.name, anchor: .top)
+                                                }
                                             }
                                         }
                                     }
                                 )
+                                .id(category.name)
                             }
                         }
                         .padding(.horizontal, OrganicSpacing.comfortable)
@@ -295,6 +384,7 @@ struct OnboardingFirstTaskContent: View {
                     }
                     .padding(.bottom, 140) // Space for button
                 }
+                } // ScrollViewReader
 
                 // Bottom action area
                 VStack(spacing: 14) {
@@ -341,8 +431,18 @@ struct OnboardingFirstTaskContent: View {
         }
         .onAppear {
             isAnimating = true
+            // Build and cache categories once to preserve stable UUIDs
+            if taskCategoriesCache == nil {
+                if !onboardingState.regionalTemplates.isEmpty {
+                    taskCategoriesCache = categoriesFromAPI(onboardingState.regionalTemplates)
+                } else {
+                    taskCategoriesCache = fallbackCategories
+                }
+            }
             // Expand first category by default
-            expandedCategory = taskCategories.first?.name
+            if let first = taskCategories.first?.name {
+                expandedCategories.insert(first)
+            }
         }
         .onDisappear {
             isAnimating = false
@@ -350,19 +450,27 @@ struct OnboardingFirstTaskContent: View {
     }
 
     private func selectPopularTasks() {
-        // Select top popular tasks (up to max allowed)
-        let popularTaskTitles = [
-            "Change HVAC Filter",
-            "Test Smoke Detectors",
-            "Check for Leaks",
-            "Clean Gutters",
-            "Clean Refrigerator Coils"
-        ]
-
         withAnimation(.spring(response: 0.3)) {
-            for task in allTasks where popularTaskTitles.contains(task.title) {
-                if selectedTasks.count < maxTasksAllowed {
-                    selectedTasks.insert(task.id)
+            if !onboardingState.regionalTemplates.isEmpty {
+                // API templates: select the first N tasks (they're ordered by display_order)
+                for task in allTasks {
+                    if selectedTasks.count < maxTasksAllowed {
+                        selectedTasks.insert(task.id)
+                    }
+                }
+            } else {
+                // Fallback: select hardcoded popular tasks
+                let popularTaskTitles = [
+                    "Change HVAC Filter",
+                    "Test Smoke Detectors",
+                    "Check for Leaks",
+                    "Clean Gutters",
+                    "Clean Refrigerator Coils"
+                ]
+                for task in allTasks where popularTaskTitles.contains(task.title) {
+                    if selectedTasks.count < maxTasksAllowed {
+                        selectedTasks.insert(task.id)
+                    }
                 }
             }
         }
@@ -388,6 +496,13 @@ struct OnboardingFirstTaskContent: View {
         var completedCount = 0
         let totalCount = selectedTemplates.count
 
+        // Safety: if no templates matched (shouldn't happen), skip
+        if totalCount == 0 {
+            isCreatingTasks = false
+            onTaskAdded()
+            return
+        }
+
         // Format today's date as YYYY-MM-DD for the API
         let dateFormatter = DateFormatter()
         dateFormatter.dateFormat = "yyyy-MM-dd"
diff --git a/iosApp/iosApp/Onboarding/OnboardingLocationView.swift b/iosApp/iosApp/Onboarding/OnboardingLocationView.swift
new file mode 100644
index 0000000..562e9a3
--- /dev/null
+++ b/iosApp/iosApp/Onboarding/OnboardingLocationView.swift
@@ -0,0 +1,251 @@
+import SwiftUI
+
+/// Screen: ZIP code entry for regional task templates - Content only (no navigation bar)
+struct OnboardingLocationContent: View {
+    var onLocationDetected: (String) -> Void
+    var onSkip: () -> Void
+
+    @State private var zipCode: String = ""
+    @State private var isAnimating = false
+    @FocusState private var isTextFieldFocused: Bool
+    @Environment(\.colorScheme) var colorScheme
+
+    private var isValid: Bool {
+        zipCode.count == 5 && zipCode.allSatisfy(\.isNumber)
+    }
+
+    var body: some View {
+        ZStack {
+            WarmGradientBackground()
+
+            // Decorative blobs
+            GeometryReader { geo in
+                OrganicBlobShape(variation: 1)
+                    .fill(
+                        RadialGradient(
+                            colors: [
+                                Color.appPrimary.opacity(0.06),
+                                Color.appPrimary.opacity(0.01),
+                                Color.clear
+                            ],
+                            center: .center,
+                            startRadius: 0,
+                            endRadius: geo.size.width * 0.3
+                        )
+                    )
+                    .frame(width: geo.size.width * 0.5, height: geo.size.height * 0.25)
+                    .offset(x: -geo.size.width * 0.1, y: geo.size.height * 0.1)
+                    .blur(radius: 20)
+
+                OrganicBlobShape(variation: 2)
+                    .fill(
+                        RadialGradient(
+                            colors: [
+                                Color.appAccent.opacity(0.05),
+                                Color.appAccent.opacity(0.01),
+                                Color.clear
+                            ],
+                            center: .center,
+                            startRadius: 0,
+                            endRadius: geo.size.width * 0.25
+                        )
+                    )
+                    .frame(width: geo.size.width * 0.4, height: geo.size.height * 0.2)
+                    .offset(x: geo.size.width * 0.65, y: geo.size.height * 0.75)
+                    .blur(radius: 15)
+            }
+
+            VStack(spacing: 0) {
+                Spacer()
+
+                // Content
+                VStack(spacing: OrganicSpacing.comfortable) {
+                    // Animated location icon
+                    ZStack {
+                        Circle()
+                            .fill(
+                                RadialGradient(
+                                    colors: [Color.appPrimary.opacity(0.15), Color.clear],
+                                    center: .center,
+                                    startRadius: 30,
+                                    endRadius: 80
+                                )
+                            )
+                            .frame(width: 160, height: 160)
+                            .offset(x: -20, y: -20)
+                            .scaleEffect(isAnimating ? 1.1 : 1.0)
+                            .animation(
+                                isAnimating
+                                    ? Animation.easeInOut(duration: 2.5).repeatForever(autoreverses: true)
+                                    : .default,
+                                value: isAnimating
+                            )
+
+                        Circle()
+                            .fill(
+                                RadialGradient(
+                                    colors: [Color.appAccent.opacity(0.15), Color.clear],
+                                    center: .center,
+                                    startRadius: 30,
+                                    endRadius: 80
+                                )
+                            )
+                            .frame(width: 160, height: 160)
+                            .offset(x: 20, y: 20)
+                            .scaleEffect(isAnimating ? 0.95 : 1.05)
+                            .animation(
+                                isAnimating
+                                    ? Animation.easeInOut(duration: 3).repeatForever(autoreverses: true).delay(0.5)
+                                    : .default,
+                                value: isAnimating
+                            )
+
+                        // Main icon
+                        ZStack {
+                            Circle()
+                                .fill(
+                                    LinearGradient(
+                                        colors: [Color.appPrimary, Color.appSecondary],
+                                        startPoint: .topLeading,
+                                        endPoint: .bottomTrailing
+                                    )
+                                )
+                                .frame(width: 90, height: 90)
+
+                            Image(systemName: "location.fill")
+                                .font(.system(size: 40))
+                                .foregroundColor(.white)
+                        }
+                        .naturalShadow(.pronounced)
+                    }
+
+                    // Title
+                    VStack(spacing: 12) {
+                        Text("Where's your home?")
+                            .font(.system(size: 26, weight: .bold, design: .rounded))
+                            .foregroundColor(Color.appTextPrimary)
+                            .multilineTextAlignment(.center)
+
+                        Text("Enter your ZIP code so we can suggest\nmaintenance tasks for your climate region.")
+                            .font(.system(size: 15, weight: .medium))
+                            .foregroundColor(Color.appTextSecondary)
+                            .multilineTextAlignment(.center)
+                            .lineSpacing(4)
+                    }
+
+                    // ZIP code input
+                    VStack(alignment: .center, spacing: 12) {
+                        HStack(spacing: 14) {
+                            ZStack {
+                                Circle()
+                                    .fill(
+                                        LinearGradient(
+                                            colors: [Color.appPrimary.opacity(0.15), Color.appAccent.opacity(0.1)],
+                                            startPoint: .topLeading,
+                                            endPoint: .bottomTrailing
+                                        )
+                                    )
+                                    .frame(width: 40, height: 40)
+
+                                Image(systemName: "mappin.circle.fill")
+                                    .font(.system(size: 20))
+                                    .foregroundStyle(
+                                        LinearGradient(
+                                            colors: [Color.appPrimary, Color.appAccent],
+                                            startPoint: .topLeading,
+                                            endPoint: .bottomTrailing
+                                        )
+                                    )
+                            }
+
+                            TextField("12345", text: $zipCode)
+                                .font(.system(size: 24, weight: .semibold))
+                                .keyboardType(.numberPad)
+                                .focused($isTextFieldFocused)
+                                .multilineTextAlignment(.center)
+                                .onChange(of: zipCode) { _, newValue in
+                                    // Only allow digits, max 5
+                                    let filtered = String(newValue.filter(\.isNumber).prefix(5))
+                                    if filtered != newValue {
+                                        zipCode = filtered
+                                    }
+                                }
+
+                            if !zipCode.isEmpty {
+                                Button(action: { zipCode = "" }) {
+                                    Image(systemName: "xmark.circle.fill")
+                                        .font(.system(size: 20))
+                                        .foregroundColor(Color.appTextSecondary.opacity(0.5))
+                                }
+                            }
+                        }
+                        .padding(18)
+                        .frame(maxWidth: 240)
+                        .background(
+                            ZStack {
+                                Color.appBackgroundSecondary
+                                GrainTexture(opacity: 0.01)
+                            }
+                        )
+                        .clipShape(RoundedRectangle(cornerRadius: 20, style: .continuous))
+                        .overlay(
+                            RoundedRectangle(cornerRadius: 20, style: .continuous)
+                                .stroke(
+                                    isTextFieldFocused
+                                        ? LinearGradient(colors: [Color.appPrimary, Color.appAccent], startPoint: .leading, endPoint: .trailing)
+                                        : LinearGradient(colors: [Color.appTextSecondary.opacity(0.2), Color.appTextSecondary.opacity(0.2)], startPoint: .leading, endPoint: .trailing),
+                                    lineWidth: 2
+                                )
+                        )
+                        .naturalShadow(isTextFieldFocused ? .medium : .subtle)
+                        .animation(.easeInOut(duration: 0.2), value: isTextFieldFocused)
+                    }
+                    .padding(.horizontal, OrganicSpacing.comfortable)
+                }
+
+                Spacer()
+
+                // Continue button
+                Button(action: { onLocationDetected(zipCode) }) {
+                    HStack(spacing: 10) {
+                        Text("Continue")
+                            .font(.system(size: 17, weight: .bold))
+
+                        Image(systemName: "arrow.right")
+                            .font(.system(size: 16, weight: .bold))
+                    }
+                    .frame(maxWidth: .infinity)
+                    .frame(height: 56)
+                    .foregroundColor(Color.appTextOnPrimary)
+                    .background(
+                        isValid
+                            ? AnyShapeStyle(LinearGradient(colors: [Color.appPrimary, Color.appSecondary], startPoint: .leading, endPoint: .trailing))
+                            : AnyShapeStyle(Color.appTextSecondary.opacity(0.4))
+                    )
+                    .clipShape(RoundedRectangle(cornerRadius: 16, style: .continuous))
+                    .naturalShadow(isValid ? .medium : .subtle)
+                }
+                .disabled(!isValid)
+                .padding(.horizontal, OrganicSpacing.comfortable)
+                .padding(.bottom, OrganicSpacing.airy)
+                .animation(.easeInOut(duration: 0.2), value: isValid)
+            }
+        }
+        .onAppear {
+            isAnimating = true
+            DispatchQueue.main.asyncAfter(deadline: .now() + 0.5) {
+                isTextFieldFocused = true
+            }
+        }
+        .onDisappear {
+            isAnimating = false
+        }
+    }
+}
+
+#Preview {
+    OnboardingLocationContent(
+        onLocationDetected: { _ in },
+        onSkip: {}
+    )
+}
diff --git a/iosApp/iosApp/Onboarding/OnboardingState.swift b/iosApp/iosApp/Onboarding/OnboardingState.swift
index 27fd7ee..7c2e699 100644
--- a/iosApp/iosApp/Onboarding/OnboardingState.swift
+++ b/iosApp/iosApp/Onboarding/OnboardingState.swift
@@ -36,6 +36,15 @@ class OnboardingState: ObservableObject {
     /// The ID of the residence created during onboarding (used for task creation)
     @Published var createdResidenceId: Int32? = nil
 
+    /// ZIP code entered during the location step (used for residence creation and regional templates)
+    @Published var pendingPostalCode: String = ""
+
+    /// Regional task templates loaded from API based on ZIP code
+    @Published var regionalTemplates: [TaskTemplate] = []
+
+    /// Whether regional templates are currently loading
+    @Published var isLoadingTemplates: Bool = false
+
     /// The user's selected intent (start fresh or join existing).
     /// Reads/writes the persisted @AppStorage value and notifies SwiftUI of the change.
     var userIntent: OnboardingIntent {
@@ -54,6 +63,20 @@ class OnboardingState: ObservableObject {
 
     private init() {}
 
+    /// Load regional task templates from the backend for the given ZIP code
+    func loadRegionalTemplates(zip: String) {
+        pendingPostalCode = zip
+        isLoadingTemplates = true
+        Task {
+            let result = try await APILayer.shared.getRegionalTemplates(state: nil, zip: zip)
+            if let success = result as? ApiResultSuccess<NSArray>,
+               let templates = success.data as? [TaskTemplate] {
+                self.regionalTemplates = templates
+            }
+            self.isLoadingTemplates = false
+        }
+    }
+
     /// Start the onboarding flow
     func startOnboarding() {
         isOnboardingActive = true
@@ -62,17 +85,17 @@ class OnboardingState: ObservableObject {
     }
 
     /// Move to the next step in the flow
-    /// New order: Welcome → Features → Name Residence → Create Account → Verify → Tasks → Upsell
+    /// Order: Welcome → Features → Name → Account → Verify → Location → Tasks → Upsell
     func nextStep() {
         switch currentStep {
         case .welcome:
             if userIntent == .joinExisting {
                 currentStep = .createAccount
             } else {
-                currentStep = .valueProps  // Features first to wow the user
+                currentStep = .valueProps
             }
         case .valueProps:
-            currentStep = .nameResidence  // Then name the house
+            currentStep = .nameResidence
         case .nameResidence:
             currentStep = .createAccount
         case .createAccount:
@@ -81,10 +104,12 @@ class OnboardingState: ObservableObject {
             if userIntent == .joinExisting {
                 currentStep = .joinResidence
             } else {
-                currentStep = .firstTask
+                currentStep = .residenceLocation
             }
         case .joinResidence:
             currentStep = .subscriptionUpsell
+        case .residenceLocation:
+            currentStep = .firstTask
         case .firstTask:
             currentStep = .subscriptionUpsell
         case .subscriptionUpsell:
@@ -103,6 +128,8 @@ class OnboardingState: ObservableObject {
         hasCompletedOnboarding = true
         isOnboardingActive = false
         pendingResidenceName = ""
+        pendingPostalCode = ""
+        regionalTemplates = []
         createdResidenceId = nil
         userIntent = .unknown
     }
@@ -113,6 +140,8 @@ class OnboardingState: ObservableObject {
         hasCompletedOnboarding = false
         isOnboardingActive = false
         pendingResidenceName = ""
+        pendingPostalCode = ""
+        regionalTemplates = []
         createdResidenceId = nil
         userIntent = .unknown
         currentStep = .welcome
@@ -126,9 +155,10 @@ enum OnboardingStep: Int, CaseIterable {
     case valueProps = 2
     case createAccount = 3
     case verifyEmail = 4
-    case joinResidence = 5  // Only for users joining with a code
-    case firstTask = 6
-    case subscriptionUpsell = 7
+    case joinResidence = 5      // Only for users joining with a code
+    case residenceLocation = 6  // ZIP code entry for regional templates
+    case firstTask = 7
+    case subscriptionUpsell = 8
 
     var title: String {
         switch self {
@@ -144,6 +174,8 @@ enum OnboardingStep: Int, CaseIterable {
             return "Verify Email"
         case .joinResidence:
             return "Join Residence"
+        case .residenceLocation:
+            return "Your Location"
         case .firstTask:
             return "First Task"
         case .subscriptionUpsell:
diff --git a/iosApp/iosApp/Onboarding/OnboardingVerifyEmailView.swift b/iosApp/iosApp/Onboarding/OnboardingVerifyEmailView.swift
index 6dbcb40..e407fc0 100644
--- a/iosApp/iosApp/Onboarding/OnboardingVerifyEmailView.swift
+++ b/iosApp/iosApp/Onboarding/OnboardingVerifyEmailView.swift
@@ -190,7 +190,7 @@ struct OnboardingVerifyEmailContent: View {
                     }
 
                     // Resend code hint
-                    HStack(spacing: 6) {
+                    HStack(alignment: .top, spacing: 6) {
                         Image(systemName: "info.circle.fill")
                             .font(.system(size: 13))
                             .foregroundColor(Color.appTextSecondary.opacity(0.7))
@@ -198,8 +198,10 @@ struct OnboardingVerifyEmailContent: View {
                         Text("Didn't receive a code? Check your spam folder or re-register")
                             .font(.system(size: 13, weight: .medium))
                             .foregroundColor(Color.appTextSecondary)
-                            .multilineTextAlignment(.center)
+                            .multilineTextAlignment(.leading)
+                            .fixedSize(horizontal: false, vertical: true)
                     }
+                    .padding(.horizontal, 16)
                     .padding(.top, 8)
                 }
 
diff --git a/iosApp/iosApp/RootView.swift b/iosApp/iosApp/RootView.swift
index 7b1b9bc..06937cb 100644
--- a/iosApp/iosApp/RootView.swift
+++ b/iosApp/iosApp/RootView.swift
@@ -157,6 +157,11 @@ struct RootView: View {
                         OnboardingCoordinator(onComplete: {
                             // Onboarding complete - mark verified and refresh the view
                             authManager.markVerified()
+                            // Force refresh all data so tasks created during onboarding appear
+                            Task {
+                                _ = try? await APILayer.shared.getMyResidences(forceRefresh: true)
+                                _ = try? await APILayer.shared.getTasks(forceRefresh: true)
+                            }
                             refreshID = UUID()
                         })
                         Color.clear
diff --git a/iosApp/iosApp/Subviews/Residence/PropertyHeaderCard.swift b/iosApp/iosApp/Subviews/Residence/PropertyHeaderCard.swift
index 05ab601..4a07171 100644
--- a/iosApp/iosApp/Subviews/Residence/PropertyHeaderCard.swift
+++ b/iosApp/iosApp/Subviews/Residence/PropertyHeaderCard.swift
@@ -78,7 +78,15 @@ struct PropertyHeaderCard: View {
                     HStack(spacing: 10) {
                         Color.clear.frame(width: 32, height: 1) // Alignment spacer
 
-                        Text("\(residence.city), \(residence.stateProvince) \(residence.postalCode)")
+                        Text({
+                            var parts: [String] = []
+                            let cityState = [residence.city, residence.stateProvince]
+                                .filter { !$0.isEmpty }
+                                .joined(separator: ", ")
+                            if !cityState.isEmpty { parts.append(cityState) }
+                            if !residence.postalCode.isEmpty { parts.append(residence.postalCode) }
+                            return parts.joined(separator: " ")
+                        }())
                             .font(.system(size: 14, weight: .medium))
                             .foregroundColor(Color.appTextSecondary)
                     }